EQUAL HOUSING

LENDER

We Do Business in Accordance With

Federal Fair Lending Laws

UNDER THE FEDERAL FAIR HOUSING ACT,

IT IS ILLEGAL, ON THE BASIS OF RACE,

COLOR, NATIONAL ORIGIN, RELIGION, SEX,

HANDICAP, OR FAMILIAL STATUS (HAVING

CHILDREN UNDER THE AGE OF 18), TO:

· Deny a loan for the purpose of purchasing, constructing, improving, repairing or maintaining a dwelling, or deny any loan secured by a dwelling; or

· Discriminate in fixing the amount, interest rate, duration, application procedures or other terms or conditions of such a loan, or in appraising property.

IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST,

YOU SHOULD SEND A COMPLAINT TO:

Assistant Secretary for Fair Housing and Equal Opportunity Department of Housing & Urban Development

Washington, D.C. 20410

For processing under the Federal Fair Housing Act,

and to:

Comptroller of the Currency, Customer Assistance Group, Suite 3450, 1301 McKinney Street, Houston TX 77010-9050

For processing under Comptroller of the Currency regulations.

UNDER THE EQUAL CREDIT OPPORTUNITY ACT, IT IS ILLEGAL TO DISCRIMINATE IN ANY

CREDIT TRANSACTION:

· On the basis of race, color, national origin, religion, sex, marital status, or age,

· Because income is from public assistance, or

· Because a right was exercised under the Consumer Credit Protection Act.

IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST,

YOU SHOULD SEND A COMPLAINT TO:

Comptroller of the Currency, Customer Assistance Group, Suite 3450, 1301 McKinney Street, Houston TX 77010-9050